Terms & Conditions for West Bend Mutual Insurance Company’s Websites 


By using this website and all others owned and maintained by West Bend Mutual Insurance Company (hereinafter, “West Bend”), you agree to the following terms and conditions (“Terms and Conditions”) so please read them carefully.  This website and all others owned and maintained by West Bend, and any mobile applications owned and maintained by West Bend are collectively referred to herein as “Website”. These Terms and Conditions may be revised at any time by our updating this notice and posting it on the Website. You are bound by any such revisions if you continue to use the Website after we have posted the changes.  We suggest you periodically visit this page to review the most recent Terms & Conditions. If you decide to purchase insurance products or services from West Bend, the terms and conditions specified in your policy or agreement with West Bend will apply.

Conditions of Use 

By using this service, you represent and warrant that: (1) you are 13 years or older; (2) you are using your actual identity and any information you provide is accurate and complete; (3) your use of the service will not violate any local, state, national or international laws or regulations; and (4) you are following any directions as stated on West Bend sites and services

Restrictions on Use of Materials 

The Website is owned and operated by West Bend. Except as otherwise expressly permitted in writing by West Bend, no materials from the Website or any website owned, operated, licensed or controlled by West Bend may be copied, reproduced, republished, uploaded, posted, transmitted, hyperlinked, or distributed in any way. You may download material displayed on the Website for your use only and provided you do not remove any copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, link or use the content of the Website for public or commercial purposes, including the text, images, audio, and video without West Bend's written permission.

Trademarks & Copyright

All trademarks, services marks, trade names, logos, icons and domain names located on the Website are the property of West Bend and others. Nothing contained on the Website should be construed as granting, by implication or otherwise, any license or right to use any trademark, service mark, trade name, logo, icon and domain name displayed on the Website without the written permission of West Bend or a third party who may own such marks or names displayed on the Website. Your use of the trademarks, service marks, trade names, logos, icons and domain names displayed on the Website, or any other content on the Website, except as provided herein, is strictly prohibited. Images displayed on the Website are either the property of, or used with permission by, West Bend. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

No Solicitation

Unless otherwise expressly stated, the information appearing on the Website is provided to you for informational purposes only and does not constitute an offer to sell or buy any product or service referenced or described on the Website. 

Links to Other Websites

The Website is hyperlinked to other websites which may not be maintained or controlled by West Bend. West Bend is not responsible for the content of those websites. The inclusion of any hyperlinks to such websites does not imply approval of or endorsement by West Bend of those websites, their content or their products and services. If you have difficulty linking to any hyperlinked websites or to report a dead (non-working) link, please contact us at 1-877-937-8236 during our regular business hours of 8:00 am to 4:30 pm CST Monday through Friday. 

Geographic Location Identification

When you visit the Website, you may see information tailored to your specific state or city. We are able to identify your general geographic location using a system that recognizes and pinpoints the location of publically routed IP addresses. Though we can identify your geographic location, we do not receive your personal information. We identify your location only to provide a more tailored experience for you.

Mobile Devices

Message and data charges may apply when using a service that sends or receives messages on your personal device. Please check with your cellular carrier regarding applicable charges. West Bend reserves the right to end or disable your access from a mobile device if it is commercially necessary or reasonable for us to do so. 

DISCLAIMER

West Bend uses reasonable effort to assure the accuracy of the information provided on the Website. However, the information and descriptions contained on the Website are not intended to be complete descriptions of all terms, exclusions and conditions applicable to every insurance product or service offered by West Bend, but are provided 'as is' and for general informational purposes. West Bend makes no representations or warranties the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes. West Bend does not warrant the Website will operate error free or is free from viruses, worms, Trojan horses or other destructive or harmful code. West Bend also assumes no responsibility, and shall not be liable for, any damages to your computer equipment or other property as a result of your access to, use of, or browsing in the Website or your downloading of any materials, data, text, images, video, or audio from the Website or arising in connection with any failure of performance, error, omission, interruption, defect, computer virus, delay in operation or transmission, or line or system failure.
WEST BEND DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

LIMITATION OF LIABILITY 

WEST BEND WILL NOT BE RESPONSIBLE FOR ANY DAMAGES OR INJURIES THAT ACCOMPANY OR RESULT FROM YOUR USE OF THE WEBSITE. THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY: (1) USE OF (OR INABILITY TO USE) THE WEBSITE; (2) USE OF (OR INABILITY TO USE) ANY WEBSITE TO WHICH YOU HYPERLINK FROM ITS WEBSITE; (3) FAILURE OF PERFORMANCE; (4) ERROR; (5) OMISSION; (6) INTERRUPTION; (7) DEFECT; (8) DELAY IN OPERATION OR TRANSMISSION; (9) COMPUTER VIRUS; OR (10) LINE FAILURE. WE ARE NOT LIABLE FOR ANY CONSEQUENTIAL OR INCIDENTAL DAMAGES, WHICH ARE DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY, OR OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY. FURTHERMORE, EXCEPT AS PROVIDED BELOW, WE ARE NOT LIABLE EVEN IF WE HAVE BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES-OR BOTH.
HOWEVER, IN CERTAIN STATES WHERE THE LAW MAY NOT ALLOW US TO LIMIT TO EXCLUDE LIABILITY FOR THESE INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY AND YOU MAY HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES. IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES AND CLAIMS OF ANY KIND, WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, OR OTHER LEGAL THEORY, WILL NOT BE GREATER THAN THE AMOUNT YOU HAVE PAID TO ACCESS THE WEBSITE.

Indemnification

You agree to defend, indemnify, and hold harmless West Bend, its affiliates, and service providers from any and all claims, liabilities, damages, losses or expenses (including, but not limited to: reasonable attorneys’ fees and costs) caused by or originating from your use of the service, or infringement, or infringement by any other use of your account, of any intellectual property or other rights of anyone, or other loss arising out of or in any way connected with access or use of the Website.

JURISDICTIONAL ISSUES 

West Bend makes no representation that all insurance products and services on the Website are appropriate or available for use in your state. Some insurance products and services may not be available in all states or jurisdictions. If you choose to access the Website you do so on your own initiative and are responsible for compliance with any local, state and federal laws. The information contained on the Website is not an offer to sell or a solicitation to buy, any insurance product or service. No insurance product or service is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the insurance or other laws of such jurisdiction. This agreement shall be governed by and construed in accordance with the laws of the State of Wisconsin, without giving effect to any principles of conflicts of laws.

SOFTWARE LICENSES

You acknowledge any software available or provided to you on the Website may contain technology subject to strict controls by various agencies of the United States Government pursuant to United States export control laws and regulations. You hereby agree you will not transfer or export such software from the United States (including, for example, providing such software to any foreign person or entity in the United States) or re-export such software outside the United States in violation of United States export laws and regulations. West Bend does not authorize the downloading or exportation of any software or technical data from the Website to any jurisdiction prohibited by the United States export controls laws and regulations.

SEVERABILITY OF PROVISIONS

If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.

Privacy 

Please review West Bend's PRIVACY POLICY. The PRIVACY POLICY explains what information West Bend may collect from you on the Website and how we will use and protect your information. We do not collect any personally identifiable information on the Website unless you provide it to us.